Score Analysis
Your credit score
650
Next update in 5 days
Payment History
98%
On-time payments
Credit Age
7 years
Average account age
Credit Card Use
22%
Of available credit
Total Accounts
12
Open accounts
Inquiries
2
Last 12 months
Late Payments
1
Last 24 months
Payment History
98% on-time payments
Total Current Balances
$35,000
Mortgage
$12,500
Personal Loans
$9,280
Credit Cards
Negative Accounts
1 accounts
0
Collections
0
Public Records
1
Derogatory Marks
Top Factors Affecting Your Score
Length of credit history is good
High balances on revolving accounts
Recent credit inquiries
Mix of credit types is favorable